โš–๏ธ
Balance
AI-powered budget coach. Know where your money goes. Earn HMP for staying on track.

Enter your HumanPay wallet address to continue.
Access Requirements
Basic Tier500 HMP staked
Pro Tier2,000 HMP staked
Business Tier5,000 HMP staked
Balance requires Basic tier (500 HMP staked). Stake HMP in the Xetro app or at harvest.humanpay.app

Good evening ๐Ÿ‘‹

Connect your accounts to start tracking your spending.

Monthly Spend โ€” June 2026
ยฃ0.00
No budget set yet ยท Add your first budget below
On Track
62% used ยท 47% through month
No spending data yet โ€” add your first transaction
๐Ÿ’Ž
Earning HMP on every pound you spend 1 HMP/ยฃ1 domestic ยท 2 HMP/ยฃ1 abroad ยท Bonus for staying on budget
0 HMP
Earned this month
Daily Average
โ€”
No data yet
Top Category
โ€”
No data yet
Largest Spend
โ€”
No data yet
Recent Transactions
View all โ†’
No transactions yet. Add your first โ†’
Spending Breakdown

Where your money goes

No spending data yet

No spending data yet. Add transactions to see your breakdown.
Budget Tracker

Budgets

No budgets set yet

Monthly Budgets
+ Add Budget
No budgets yet. Tap + Add Budget to get started.
Savings Goals

Your financial goals

No goals yet โ€” add your first goal above

Emergency Fund
Target: ยฃ3,000 ยท Saving ยฃ200/month
67%
ยฃ2,010 savedยฃ990 to go ยท ~5 months
Zanzibar Trip
Target: ยฃ1,500 ยท October 2026
40%
ยฃ600 savedยฃ900 to go ยท 4 months left
ICO Investment
Target: ยฃ500 ยท August 2026
84%
ยฃ420 savedยฃ80 to go ยท Almost there!
All Transactions

Transactions

No transactions yet

All Transactions
+ Add Transaction
No transactions yet. Tap + Add Transaction to get started.
Upcoming Bills

Bills

No bills added yet

Upcoming Bills
+ Add Bill
No bills yet. Tap + Add Bill to get started.
AI Coach

Your personal money coach

Powered by Claude ยท Ask anything about your finances

๐Ÿค–
Balance AI Coach
Powered by Claude ยท Analysing your June spending
๐Ÿ‘‹
Welcome
Add your budget and some transactions and your AI coach will start giving you personalised advice here.