Sunday, 14 June 2026

Good evening, Ricki 👋

You've spent £1,247 so far this month — 17 days still to go.

Monthly Spend — June 2026
£1,247.83
of £2,000 budget · £752.17 remaining
On Track
62% of budget used · 47% through month
Housing £274
Food £224
Transport £187
Bills £150
Eating out £112
Other £75
💎
Earning HMP on every pound you spend 1 HMP/£1 domestic · 2 HMP/£1 abroad · Bonus for staying on budget
1,247 HMP
Earned this month
Daily Average
£44.21
vs £51.20 last month
↓ 13.6% improvement
Eating Out
£112
of £100 budget
↑ £12 over limit
Largest Category
£274
Housing — Rent
→ Fixed monthly cost
Budget Tracker
Manage budgets →
🏠
Housing
Monthly
£274
of £350
78%£76 left
🛒
Groceries
Monthly
£148
of £300
49%£152 left
🍽️
Eating Out
Monthly
£112
of £100
112% ↑£12 over
🚗
Transport
Monthly
£187
of £200
93%£13 left
🤖
Balance AI Coach
Powered by Claude · Analysing your June spending
🎯
Tip
You've hit your eating-out budget with 17 days to go. Cooking at home this week could save you £40–60 and keep you in the green.
Win
Your grocery spend is £152 under budget — great work. At this rate you'll finish June £180 under your food target.
📅
Heads Up
3 bills due this week: Sky (£45), Gym (£30), Phone (£25). Make sure you have £100 clear in your current account.
Recent Transactions
View all →
🛒
Tesco SuperstoreGroceries
Today, 14:32 · Ramsgate
−£43.28
+43 HMP
🍽️
The Sailor's ArmsEating Out
Yesterday, 20:14 · Ramsgate
−£28.50
+28 HMP
💸
Salary — HumanPay CICIncome
13 Jun · Direct transfer
+£2,400.00
💎 +2,400 HMP
BP Petrol StationTransport
12 Jun · Margate
−£62.00
+62 HMP